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Bankruptcy Attorneys Serving All of Florida

End the Financial Stress

If you’re drowning in debt, behind on bills, or facing lawsuits, bankruptcy may offer a legal path to a fresh start. At Consumer Law Attorney, our Florida-based bankruptcy attorneys help you eliminate or restructure your debt with minimal disruption to your life.

Speak With a Florida Bankruptcy Lawyer Today

Bankruptcy Options in FloridaWhat Type of Bankruptcy Is Right for You?

There are multiple forms of bankruptcy available in Florida, each designed for different financial situations. We’ll help you understand the benefits and trade-offs so you can make an informed decision.

Comparison:

Chapter 7 – Liquidation Bankruptcy

  • Wipes out most unsecured debts
  • Fast process (typically 4–6 months)
  • No repayment plan
  • May require liquidation of non-exempt assets

Chapter 13 – Reorganization Bankruptcy

  • Consolidates debt into a 3–5 year repayment plan
  • Protects assets (home, car, etc.)
  • Stops foreclosure
  • Best for those with regular income

 

Florida Bankruptcy ProcessHow Bankruptcy Works in Florida

Step-by-step timeline format:

  1. Free consultation with our legal team
  2. Review of income, assets, and debts
  3. Preparation and filing of bankruptcy petition
  4. Automatic stay stops collections immediately
  5. Meeting of creditors (341 hearing)
  6. Discharge of qualifying debts (Chapter 7) or court-approved payment plan (Chapter 13)

Link: Learn more about Florida’s bankruptcy exemptions

Benefits of FilingBankruptcy Can Offer Real Relief

  • Stop creditor harassment and wage garnishment
  • Stop foreclosure and repossession
  • Eliminate credit card and medical debt
  • Reset your finances and rebuild your credit

We Serve All of FloridaLocal Bankruptcy Attorneys Across Florida

Our attorneys understand the Florida bankruptcy courts and local trustee processes. We’ve helped thousands of Floridians file successfully in every major region of the state.

Linked Cities List:

  • Miami
  • Tampa
  • Orlando
  • Jacksonville
  • Fort Lauderdale
  • St. Petersburg
  • [View All Florida Locations]
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Marvin Louka
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Very professional and quick turn around!
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Kiera Smith
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Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
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Dorron Turner
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Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
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Gabrielle Valentine
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Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
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Robert M
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Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
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Chrissa Haygood
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These lawyers have great communication skills and will fight for you!
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Jennifer Kennedy
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I stupidly signed as a Co Borrower for a young family member. I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold. They saved me from financial ruin!

Florida Bankruptcy FAQs

If you are considering filing for bankruptcy in Florida, you likely have many questions about how it works and what debts can be eliminated. Here are some frequently asked questions about the process.

What debts can be eliminated with bankruptcy?

Generally, unsecured debts such as credit card debt, medical bills, personal loans, and utility bills can be discharged in both Chapter 7 and Chapter 13 bankruptcies. On the other hand, secured debts such as mortgages and car loans may not be fully discharged, but bankruptcy can provide relief by allowing you to catch up on missed payments and avoid foreclosure or repossession.

Will bankruptcy stop creditor harassment?

One of the most significant benefits of filing for bankruptcy is the automatic stay. Once you file for bankruptcy, an automatic stay comes into effect, which stops all debt collector actions, including creditor harassment, lawsuits, wage garnishments, and even utility disconnections. This protection offers immense relief to debtors who have been struggling with constant harassment from creditors and provides them with the opportunity to regain control of their financial situation.

Are you ready to take control of your financial future and find relief from overwhelming debt? Contact our team of experienced bankruptcy lawyers at Consumer Law Attorneys today.

Will I lose my home or car if I file?

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How does bankruptcy affect my credit score?

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Can I keep my tax refund?

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How much does it cost to file for bankruptcy in Florida?

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Contact

MAIN OFFICE
Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762
WORKING HOURS
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