Fort Lauderdale Bankruptcy Attorneys Helping You Take Back Control

Struggling With Debt in Fort Lauderdale?

We Can Help You Start Fresh

When debt becomes overwhelming, bankruptcy may offer the protection and relief you need. At Consumer Law Attorney, we guide individuals and families in Fort Lauderdale through Chapter 7 and Chapter 13 bankruptcy — stopping collections, foreclosures, and wage garnishments while helping you build a path to financial stability.

Start With a Free Bankruptcy Consultation

Bankruptcy Services in Fort Lauderdale

Chapter 7 and Chapter 13 Bankruptcy Options for Broward County Residents

Chapter 7
Chapter 13

Chapter 7 Bankruptcy

Discharges unsecured debt like credit cards and medical bills
Process typically takes 90–120 days
Most people keep their home, car, and essential assets
Designed for those with limited income

Chapter 13 Bankruptcy

Consolidates debt into a 3–5 year payment plan
Stops foreclosure, repossession, and collection lawsuits
Helps catch up on mortgage, car payments, and taxes
Ideal for regular income earners

Why Fort Lauderdale Clients Choose Us

Local Bankruptcy Lawyers You Can Rely On

We’ve helped clients throughout Fort Lauderdale find debt relief through clear, compassionate legal support. From filing paperwork to representing you in court, we’re with you every step of the way.

Key Benefits:

Experience with the U.S. Bankruptcy Court – Southern District of Florida (Broward Division)
Familiarity with local trustees and judges
Transparent pricing with affordable payment options
Bilingual legal support available (English / Spanish)

The Bankruptcy Process in Fort Lauderdale

How Bankruptcy Works — Step-by-Step

Bankruptcy Steps:

Schedule your free consultation
Review your income, assets, and debt
File your bankruptcy petition — stop collections immediately
Attend the 341 Meeting of Creditors
Receive a discharge or repayment plan confirmation

What Fort Lauderdale Clients Say About Working With Us

    
 
 
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   Marvin Louka 
 
 
 
  Very professional and quick turn around!
  
 
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   Kiera Smith 
 
 
 
  Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
  
 
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   Dorron Turner 
 
 
 
  Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
  
 
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   Gabrielle Valentine 
 
 
 
  Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
  
 
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   Robert M 
 
 
 
  Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
  
 
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   Chrissa Haygood 
 
 
 
  These lawyers have great communication skills and will fight for you!
  
 
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   Jennifer Kennedy 
 
 
 
  I stupidly signed as a Co Borrower for a young family member.  I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold.  They saved me from financial ruin!

Frequently Asked Questions From Broward County Residents

How long does bankruptcy take in Fort Lauderdale?

In Fort Lauderdale, Chapter 7 bankruptcy usually takes 3 to 4 months from filing to discharge. Chapter 13 takes longer because it involves a repayment plan that lasts 3 to 5 years. The timeline can vary depending on how quickly you provide documents, whether creditors object, and how complex your case is. Most people find that the process moves faster than expected, especially with experienced legal help.

Can I file for bankruptcy and keep my house?

Yes. Many Fort Lauderdale residents keep their homes after filing bankruptcy. Florida’s homestead exemption offers some of the strongest protections in the country. Chapter 13 allows you to stop foreclosure and catch up on overdue payments through a court-approved plan. Even under Chapter 7, you can usually keep your house if it qualifies under Florida’s exemption and you stay current on the mortgage.

Will bankruptcy affect my job or professional license?

Generally, bankruptcy does not affect your job or professional license in Fort Lauderdale or anywhere else in Florida. Employers are not allowed to fire or discriminate against you just because you filed bankruptcy. Most state licensing boards — including those for lawyers, doctors, nurses, and contractors — do not penalize people for seeking financial relief. Bankruptcy is a legal right, not a crime, and it’s intended to give people a fresh start.

What debts cannot be discharged?

Bankruptcy can wipe out many types of debt, but not all. In Fort Lauderdale, debts like child support, alimony, recent taxes, and most student loans cannot be discharged. Chapter 7 and Chapter 13 both eliminate credit card debt, medical bills, payday loans, and many other unsecured debts. If you owe debts that can’t be erased, Chapter 13 can still help by giving you time and structure to catch up. An attorney can explain which debts qualify for discharge in your case.

Contact Consumer Law AttorneysTalk to a Fort Lauderdale Bankruptcy Attorney Today

You don’t have to face this alone. Let us help you take the first step toward a stronger financial future.

(877) 241-2200

Free Bankruptcy Case Review

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Contact

MAIN OFFICE

Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762

CONTACT

TELEPHONE

(877) 241-2200

WORKING HOURS

Mon-Fri: 9am – 6pm EST

*Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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