Bankruptcy Lawyers Serving West Palm Beach and Palm Beach County

Struggling With Debt in West Palm Beach?

Bankruptcy Could Offer a Fresh Start

If you’re buried in credit card debt, facing foreclosure, or being harassed by creditors, filing for bankruptcy in West Palm Beach could help you regain control. At Consumer Law Attorney, we help individuals and families across Palm Beach County eliminate debt, protect their assets, and move forward with confidence.

Get a Free Bankruptcy Case Review

Types of Bankruptcy We Handle

Find the Right Bankruptcy Solution for Your Situation

Chapter 7
Chapter 13

Chapter 7 Bankruptcy

Discharge most unsecured debts in 3–4 months

Chapter 13 Bankruptcy
Reorganize debt and stop foreclosure through a court-approved plan
Emergency Bankruptcy Filings
Stop wage garnishments, evictions, or foreclosure immediately
Bankruptcy for Self-Employed & Gig Workers
Tailored solutions for complex income scenarios
Business Bankruptcy Options
Protection for small business owners under personal liability

Why West Palm Beach Clients Choose Us

Local Support. Transparent Fees. Results That Matter.

Our attorneys have helped clients throughout West Palm Beach file successfully for bankruptcy and eliminate financial stress. We provide honest guidance, fast action, and affordable options designed for your unique needs.

Key Benefits:

Flat fees and flexible payment plans
Free consultation with no pressure
Emergency same-day filings available
Bilingual legal support (English / Spanish)

What Bankruptcy Can Do For You

Benefits of Filing Bankruptcy in West Palm Beach

✓Stop foreclosure and repossession
✓Eliminate credit card and medical debt
✓End wage garnishment and debt lawsuits
✓Silence creditor harassment
✓Restore financial control
✓Keep exempt property under Florida law

Our Legal Process

What to Expect When Filing Bankruptcy With Us

Bankruptcy Steps:

Free consultation to assess your finances
Determine Chapter 7 vs. Chapter 13 eligibility
Prepare and file your bankruptcy petition
Attend the 341 meeting with full support
Begin fresh with discharged or reorganized debt

What West Palm Beach Clients Say

    
 
 
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   Marvin Louka 
 
 
 
  Very professional and quick turn around!
  
 
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   Kiera Smith 
 
 
 
  Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
  
 
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   Dorron Turner 
 
 
 
  Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
  
 
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   Gabrielle Valentine 
 
 
 
  Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
  
 
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   Robert M 
 
 
 
  Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
  
 
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   Chrissa Haygood 
 
 
 
  These lawyers have great communication skills and will fight for you!
  
 
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   Jennifer Kennedy 
 
 
 
  I stupidly signed as a Co Borrower for a young family member.  I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold.  They saved me from financial ruin!

Questions From Palm Beach County Clients

Can bankruptcy stop foreclosure or eviction?

Yes. Filing for bankruptcy in West Palm Beach immediately stops foreclosure and eviction through the automatic stay. If you are behind on your mortgage, Chapter 13 allows you to catch up on payments over several years while protecting your home. For eviction, bankruptcy can pause the process if filed before a final judgment is entered by the Palm Beach County court. Timing is crucial, so it’s important to act quickly.

Will I lose my home or car?

Most West Palm Beach residents keep their homes and cars after filing bankruptcy. Florida’s homestead exemption shields your primary residence, and vehicle exemptions protect a portion of your car’s value. Chapter 13 lets you repay arrears and prevent foreclosure or repossession. Chapter 7 also allows you to keep property if it’s within exemption limits and payments are current. Losing your essentials is very uncommon.

How long does the process take?

In West Palm Beach, Chapter 7 bankruptcy usually takes about 3 to 4 months from filing to discharge. Chapter 13 lasts 3 to 5 years because it involves a structured repayment plan. The exact timeline depends on how quickly documents are filed and whether creditors object. With the right preparation, the process moves smoothly and predictably.

Can I get credit again after filing?

Yes. While bankruptcy in West Palm Beach will appear on your credit report (10 years for Chapter 7, 7 years for Chapter 13), many people are able to qualify for new credit within a year or two. Because bankruptcy clears away old debt, lenders may see you as a better risk than someone still buried in collections. With steady income and good financial habits, rebuilding credit is often faster than expected.

Contact Consumer Law AttorneysTalk to a West Palm Beach Bankruptcy Lawyer Today

We help hardworking individuals and families erase debt and move forward. No pressure, no cost to start. Let’s talk about your options.

(877) 241-2200

Free Case Review

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Contact

MAIN OFFICE

Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762

CONTACT

TELEPHONE

(877) 241-2200

WORKING HOURS

Mon-Fri: 9am – 6pm EST

*Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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