Bankruptcy Lawyers Serving Pompano Beach and Broward County

Overwhelmed by Debt in Pompano Beach?

Bankruptcy May Be the Fresh Start You Need

If you’re facing foreclosure, garnishment, collection lawsuits, or simply can’t keep up with your bills, filing for bankruptcy in Pompano Beach could help you reset financially. At Consumer Law Attorney, we help individuals and families in Broward County file for Chapter 7 and Chapter 13 bankruptcy, protect their property, and stop creditor harassment.

Schedule a Free Bankruptcy Consultation

Types of Bankruptcy We Handle

Find Out Which Bankruptcy Option Is Right for You

Chapter 7
Chapter 13

Chapter 7 Bankruptcy

Discharge most unsecured debts in as little as 90 days

Chapter 13 Bankruptcy
Create a 3–5 year repayment plan and save your home from foreclosure
Emergency Filings
Stop wage garnishment or foreclosure immediately
Debt Restructuring
Negotiate more affordable payment plans without going to court
Bankruptcy for Small Business Owners
Explore options that protect your assets and business

Why Clients in Pompano Beach Choose Us

Experienced. Affordable. Focused on Your Fresh Start.

We’ve helped many Pompano Beach residents eliminate debt, save their homes, and move forward with confidence. Our attorneys understand Florida bankruptcy law and are committed to guiding you through the process with respect and efficiency.

Key Benefits:

Free consultations & payment plans available
Flat-fee pricing with no surprise costs
Bilingual service (English / Spanish)
Emergency same-day filings available

What Bankruptcy Can Help You Do

Benefits of Filing Bankruptcy in Pompano Beach

✓ Stop foreclosure and keep your home
✓ Wipe out credit card and medical debt
✓ End wage garnishment
✓ Stop debt collector calls immediately
✓ Restructure car loans and tax debt
✓ Eliminate judgments and lawsuits

Our Bankruptcy Process

How We Guide You Through the Process

Bankruptcy Steps:

Free consultation to review your debt and income
Determine if Chapter 7 or Chapter 13 is right for you
Prepare and file your bankruptcy petition
Attend the 341 Meeting of Creditors with our legal support
Discharge of debts or court-approved repayment plan begins

What Pompano Beach Clients Say

    
 
 
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   Marvin Louka 
 
 
 
  Very professional and quick turn around!
  
 
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   Kiera Smith 
 
 
 
  Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
  
 
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   Dorron Turner 
 
 
 
  Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
  
 
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   Gabrielle Valentine 
 
 
 
  Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
  
 
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   Robert M 
 
 
 
  Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
  
 
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   Chrissa Haygood 
 
 
 
  These lawyers have great communication skills and will fight for you!
  
 
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   Jennifer Kennedy 
 
 
 
  I stupidly signed as a Co Borrower for a young family member.  I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold.  They saved me from financial ruin!

Questions From Broward County Bankruptcy Clients

Will I lose my home or car if I file for bankruptcy?

In most Pompano Beach cases, you can keep your home and car when filing bankruptcy. Florida’s homestead exemption strongly protects your primary residence, and state law also provides protections for vehicles. In Chapter 13, you can catch up on overdue mortgage or car payments through a repayment plan. In Chapter 7, you usually keep these assets if payments are current and the equity is within exemption limits. Losing property is rare.

What debts can be eliminated in Chapter 7?

Chapter 7 bankruptcy in Pompano Beach can wipe out most unsecured debts, such as credit cards, medical bills, payday loans, and personal loans. It can also eliminate certain judgments and collection accounts. However, debts like child support, alimony, recent taxes, and most student loans cannot be discharged. Bankruptcy helps clear away the debts that often cause the most financial stress, giving you a chance to rebuild.

How long does a bankruptcy stay on my credit report?

In Pompano Beach, a Chapter 7 bankruptcy will stay on your credit report for 10 years, and a Chapter 13 will remain for 7 years. Even so, most people see their credit start improving within one to two years. Because bankruptcy wipes out past-due accounts, you may actually be in a better position to rebuild credit than someone still struggling with unmanageable bills. Responsible use of credit after filing helps the impact fade over time.

Can I qualify if I’ve filed bankruptcy before?

Yes, but there are time limits. If you previously filed Chapter 7, you must wait 8 years before filing another Chapter 7, or 4 years before filing Chapter 13. If you filed Chapter 13, you must usually wait 2 years before filing another Chapter 13, or 6 years before filing Chapter 7. In Pompano Beach, eligibility depends on the type of case you filed before and how it was resolved. An attorney can confirm whether you’re eligible to file again.

Contact Consumer Law AttorneysTalk to a Pompano Beach Bankruptcy Attorney Today

We’ve helped hundreds of Floridians find relief through bankruptcy. Let us review your case — at no cost — and help you decide the best path forward.

(877) 241-2200

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Contact

MAIN OFFICE

Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762

CONTACT

TELEPHONE

(877) 241-2200

WORKING HOURS

Mon-Fri: 9am – 6pm EST

*Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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