Bankruptcy Attorneys Serving All of Florida

There are multiple forms of bankruptcy available in Florida, each designed for different financial situations. We’ll help you understand the benefits and trade-offs so you can make an informed decision.

Comparison:

Chapter 7 – Liquidation Bankruptcy

• Wipes out most unsecured debts
  
• Fast process (typically 4–6 months)
  
• No repayment plan
  
• May require liquidation of non-exempt assets
  

Chapter 13 – Reorganization Bankruptcy

• Consolidates debt into a 3–5 year repayment plan
  
• Protects assets (home, car, etc.)
  
• Stops foreclosure
• Best for those with regular income

Step-by-step timeline format:

1. Free consultation with our legal team
   
2. Review of income, assets, and debts
   
3. Preparation and filing of bankruptcy petition
   
4. Automatic stay stops collections immediately
   
5. Meeting of creditors (341 hearing)
   
6. Discharge of qualifying debts (Chapter 7) or court-approved payment plan (Chapter 13)
   

Link: Learn more about Florida’s bankruptcy exemptions

• Stop creditor harassment and wage garnishment
  
• Stop foreclosure and repossession
  
• Eliminate credit card and medical debt
  
• Reset your finances and rebuild your credit

Our attorneys understand the Florida bankruptcy courts and local trustee processes. We’ve helped thousands of Floridians file successfully in every major region of the state.

Linked Cities List:

• Miami
  
• Tampa
  
• Orlando
  
• Jacksonville
  
• Fort Lauderdale
  
• St. Petersburg
  
• [View All Florida Locations]

If you are considering filing for bankruptcy in Florida, you likely have many questions about how it works and what debts can be eliminated. Here are some frequently asked questions about the process.