Foreclosure Defense Lawyers Serving Miami and Miami-Dade County

At Risk of Losing Your Home in Miami?

We Can Help You Fight Back

If you’ve received a foreclosure notice in Miami, it’s critical to act fast. Florida law gives you the right to defend your home — and we’re here to make sure you do. At Consumer Law Attorney, we help Miami homeowners delay or stop foreclosure, negotiate loan modifications, and explore alternatives that protect your future.

Request a Free Foreclosure Consultation

How We HelpForeclosure Defense Solutions for Miami Homeowners

Foreclosure Lawsuit Defense – Challenge the bank’s legal right to foreclose
Loan Modification Assistance – Restructure your mortgage to lower payments
Chapter 13 Bankruptcy Filing – Halt foreclosure immediately and reorganize debt
Emergency Sale Date Defense – Last-minute legal action to stop home auction
Short Sale & Deed in Lieu Support – Exit foreclosure without lasting damage
Loss Mitigation & Negotiation – Protect your rights under state and federal laws

Why Choose UsTrusted Miami Foreclosure Defense Lawyers With Local Experience

We’ve helped hundreds of Miami homeowners stay in their homes or walk away with dignity. Our team understands the foreclosure court system in Miami-Dade County and moves quickly to protect your rights and your property.

Deep knowledge of Miami-Dade County foreclosure courts
Spanish-speaking staff and bilingual attorneys
Flat-fee services and payment plans available
Responsive legal help — even on tight deadlines

The Foreclosure Timeline in MiamiWhat Happens During the Foreclosure Process

Taking Steps

Steps:

Missed Mortgage Payments: Usually after 90+ days
Notice of Default or Lis Pendens Filed
Lawsuit Filed by Lender: You have 20 days to respond
Final Judgment & Sale Date Set
Home Auctioned at Courthouse
Eviction by New Owner

Pro Tip:

Don’t wait for a sale date. The earlier you act, the more options you’ll have to save your home or limit long-term damage.

What Our Miami Clients Say

    
 
 
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   Marvin Louka 
 
 
 
  Very professional and quick turn around!
  
 
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   Kiera Smith 
 
 
 
  Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
  
 
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   Dorron Turner 
 
 
 
  Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
  
 
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   Gabrielle Valentine 
 
 
 
  Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
  
 
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   Robert M 
 
 
 
  Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
  
 
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   Chrissa Haygood 
 
 
 
  These lawyers have great communication skills and will fight for you!
  
 
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   Jennifer Kennedy 
 
 
 
  I stupidly signed as a Co Borrower for a young family member.  I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold.  They saved me from financial ruin!

FAQsFlorida Foreclosure FAQ

Can I stop foreclosure in Miami if I’ve already received a sale notice?

Often, yes—until the auction happens. Options include:

Chapter 13 filed before the sale (automatic stay stops the auction).
A motion to cancel/postpone the sale for lender errors, active loss-mitigation, or new agreements.
Reinstatement or payoff before the sale.
After the auction, the window narrows fast. Act before the sale date on the notice.

Is bankruptcy my only option to keep my home?

No. Other paths include:

Loan modification or a repayment/forbearance plan.
Reinstatement (catching up the arrears in a lump sum).
Defense in court (challenging standing, accounting, fees, or notice errors).
Bankruptcy is powerful when time is short or arrears are large, but it’s not the only tool.

How fast do I have to act after getting a Lis Pendens?

Once you’re served with the summons and complaint, the clock starts: 20 days to respond in court. Use that time to file your defenses, start loss-mitigation, or prepare a Chapter 13 if needed. Waiting past 20 days risks a default judgment and a faster sale.

Can you help with second mortgage foreclosure?

Yes. Second liens can foreclose in Miami. Solutions may include:

Negotiation or modification with the junior lender.
Chapter 13—in some cases, a wholly unsecured second mortgage can be stripped and treated like unsecured debt (depends on your home’s value vs. the first mortgage).

Settlement or refinance if equity and income allow.

Contact

MAIN OFFICE

Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762

CONTACT

TELEPHONE

(877) 241-2200

WORKING HOURS

Mon-Fri: 9am – 6pm EST

Protect Your HomeSpeak With a Miami Foreclosure Defense Attorney Today

Whether you’re trying to keep your home or walk away with dignity, we can help. Contact us today for a free consultation.

(877) 241-2200

Get a free callback

More Services

Foreclosure Defense

Personal Injury

Bankruptcy

*Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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