Bankruptcy Attorneys Serving Port St. Lucie and St. Lucie County

The cost to file for bankruptcy in Port St. Lucie includes court filing fees and attorney fees. Court filing fees are around $338 for Chapter 7 and $313 for Chapter 13. Attorney fees vary, but most firms — including Consumer Law Attorneys — offer flat fees and payment plans so clients don’t have to pay a large amount up front. While the cost depends on your case, it’s usually far less than the debt relief you’ll receive.

Yes. In most Port St. Lucie bankruptcy cases, you can keep your car. Florida law provides exemptions that protect part of your vehicle’s equity. In Chapter 13, you can even catch up on missed payments through your repayment plan. In Chapter 7, as long as your car’s value is within exemption limits and payments are current, you usually keep it. Losing a car through bankruptcy is uncommon.

If you’re behind on mortgage payments in St. Lucie County, Chapter 13 bankruptcy may allow you to save your home. The repayment plan helps you catch up on missed payments over several years while stopping foreclosure. Chapter 7 will not create a repayment plan, but it will temporarily stop foreclosure through the automatic stay. The right choice depends on how far behind you are and whether you have income to catch up.

Yes. Filing for bankruptcy in Port St. Lucie puts an immediate stop to all collection activity. This means no more harassing phone calls, letters, or lawsuits. Creditors who continue to contact you after filing can face penalties. The automatic stay provides instant relief and peace of mind while your case moves through the court. For many clients, this is one of the most immediate benefits of filing.