A missed mortgage payment does not automatically mean foreclosure. You begin to run that risk when you have fallen several payments behind on your mortgage. Still, foreclosure on your home is not assured, as the lender needs to go through a court process first. In addition, seeking bankruptcy protection is also a powerful tool for...
You may be behind on your bills, including your monthly mortgage payment. As a result, your lender may have initiated foreclosure proceedings, or may have given you notice that they intend to do so in the future. You may not know that the bankruptcy process can actually help you keep your home by giving you...
If you have missed mortgage payments, your lender may move to initiate foreclosure after 90 days have passed. If you do not take action, you may face the loss of your home. Working with a Tampa bankruptcy attorney, you can either fight the foreclosure in court or stop it immediately by seeking bankruptcy protection. The...
There may be instances in which creditors have a legal right to seek garnishment of your wages. They cannot do this on their own, and everything must go through a court. You can stop wage garnishment in several ways. You may fight the creditor in court when they are seeking a judgment against you. Seeking...
There are two primary types of financial relief that consumers may receive under bankruptcy law. Chapters 7 and 13 bankruptcy have their individual features that you need to understand at the outset of the process. Both can be forms of debt relief for Orlando households. To learn more about how the bankruptcy process works in...
Filing for bankruptcy involves a series of tradeoffs. In exchange for the debt relief that you may receive, you either need to surrender certain personal property to the trustee or continue to make payments on your debt. If you file for Chapter 7 bankruptcy, you get greater relief, but you must turn over certain non-exempt...
An ordinary day can change in a second. You could be walking through a grocery store, visiting a friend, or leaving a restaurant when suddenly, you slip, fall, and get hurt. A slip and fall accident can be embarrassing, painful, and costly. After the shock wears off, you might start to wonder, “Was this my...
When you buy a home in a planned community, you become part of a Homeowners Association, or HOA. Along with access to amenities like a pool or park, you also agree to follow certain rules and pay regular fees, often called assessments. But what happens if you fall behind on those payments? It’s a question...
If you are buried under a mountain of credit card debt, you know how stressful it can be. The constant calls and letters from collectors can feel overwhelming. You might be thinking about bankruptcy as a way to get relief, but you probably have a lot of questions. One of the most common questions people...
Life can throw curveballs. Sometimes, things happen that make it hard to keep up with every bill, including your mortgage. If you’ve received a notice from your lender about foreclosure, you might feel scared and unsure of what to do. It’s a stressful situation, but you have options. At Consumer Law Attorneys, we want you...
*Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.
